How Insured Are You? Unexpected Expenses in the Event of Death:
• Leave of absence from work
• Psychological for yourself, children, or both
• Health care
• Child care
Sudden Child Care Needs:
If your spouse that died was a stay at home parent, you will need to pay out-of-pocket child care. Do you know what the average cost is?
If you are the surviving spouse and full-time childcare, you will need help (regular sitter, nanny, childcare).
Perhaps you will have to go back to work?
Did you know for women who have left the job force, for every year away from your career it will take an average 4-5 years to earn what you were originally making.
•debt payments eg. credit cards
•health care premiums